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Rates of interest compose a substantial portion of your monthly mortgage payment. They are constantly altering, however when they are regularly moving up during your home search, you will need to think about ways to lock a rate of interest you can afford for potentially the next 30 years. Two alternatives for customers are adjustable-rate mortgages (ARMs) and mortgage buydowns to reduce the rates of interest. Let's take a look at ARMs initially.
What is an ARM?
With an ARM, your rate will lik...
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