by on September 4, 2025
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<br>Cyprus Credit Union has the best 30-year mortgage rates, but Goldenwest has the best 15-year rates. Deseret First is your best bet, if you’re an eligible member. None of the credit unions are very good at giving out interest in basic, non-fee checking or savings accounts. America First and UFirst have the best of these in the checking department, giving at least a tenth of a percent, but it’s not going to make you rich. Granite and Utah First give out that same .1% in their savings accounts. Meanwhile, I wanted to compare those rates to national bank and credit union averages.
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